In a large sauce pan, COOK the onion and garlic in the oil over low heat or 6 minutes.
STIR in the chopped jalapeno, chili powder and cumin; COOK, stirring, about 1 minute.
STIR in the tomatoes, BRING to a simmer, then STIR in the pinto beans and broth.
COVER and simmer for 15 minutes.
SEASON with salt to taste.
Can top each serving with a spoonful of salsa or sour cream or both, if desired.
Per Serving (excluding unknown items): 578 Calories; 7g Fat (10.5% calories from fat); 33g Protein; 99g Carbohydrate; 38g Dietary Fiber; 0mg Cholesterol; 163mg Sodium. Exchanges: 6 1/2 Grain(Starch); 2 Lean Meat; 1/2 Vegetable; 1 Fat.